Lolo Ruth Kadafa holds a B.Sc. degree in Business Administration from the University of Maiduguri in 1985 and a Masters Degree in Business Administration in 1988 from Ahmadu Bello University, Zaria.
In 1988, she joined the Nigerian Industrial Development Bank (NIDB), an organization that metamorphosed into the Bank of Industry (BOI), as a level-entry Investment Financial Analyst. She had an early career start in the Small and Medium Enterprises (SME) Directorate of the Bank working in Kaduna, Lagos, and Bauchi Branches from 1988 to 2004.
Leveraging on his experiences of managing SME projects, she became the Pioneer staff of the SME Coordination Desk with responsibilities for reviewing all SME Credit papers for the consideration of the Management Executive Committee and effective coordination of the activities of all the Bank’s Branches.
She served as the Head of the Gender Desk between 2008 and 2010; a unique relationship for women-owned businesses wherein the Memorandum of Understanding between the Bank of Industry and the Federal Ministry of Women Affairs on Business Development for Women Funds was operationalized towards promoting and expanding women-owned businesses across the Nation.
In 2010, she was elevated to the level of North East Zonal Manager, a position she held for three years as a Senior Manager.She also served as the Chief Risk Officer of the Bank from 2011 to 2013.
Thereafter, in 2013, she assumed the position of Head of the chemical Division, her outstanding performance in creating huge and quality Risk Assets towards achieving WHO Certifications and General Good Management Practices for many Pharmaceutical Companies. The Division birthed Oil and gas and Health and pharmaceutical Groups for deeper penetration into the core sectors.
Lolo Ruth Kadafa served as Head of Agro Processing Group, through whose efforts the group was taken to an enviable position which resulted in the splitting of the Group into Food Processing Group and Agro Processing Group.
As part of the National assignments, Lolo Ruth Kadafa efficiently and professionally managed many intervention funds on behalf of the BOI Federal Ministry of Agriculture and Rural Development, Federal Ministry of Women Affairs, Central Bank of Nigeria, and Sugar Development Council
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